How Kaiu works

Understand your mortgage. Know what comes next.

Kaiu turns the details in your mortgage into one clear score, an explanation, and a practical recommendation.

Upload your mortgage

Upload your latest mortgage statement or enter the details manually.

Kaiu reviews your rate, mortgage structure, equity, renewal position, and flexibility.

See how your mortgage looks and understand the factors behind your score.

Kaiu explains whether you should stay put, keep watching, or explore your options.

Score and recommendation are different

The recommendation answers “What should I do about it?” A lower score does not automatically mean you should switch.

Create an account and Kaiu can monitor your mortgage over time.