Land transfer & closing costs
Manitoba charges a Land Transfer Tax on a sliding scale that reaches 2% on the portion of value above $200,000, payable at closing.
Manitoba, Canada
A free, independent mortgage guide for Manitoba
Whether you're buying your first home in Winnipeg, renewing in Brandon, or just want to understand your mortgage across Manitoba, Kaiu gives you the numbers — no lender, no broker, no sales pitch.
First-time buyers in Manitoba
Manitoba buyers rely on the federal first-time buyer programs; the province does not offer a dedicated land transfer tax rebate.
Manitoba market snapshot
Winnipeg offers some of the most affordable home prices among major Canadian cities, supporting steady first-time buyer activity.
This guide applies across Winnipeg, Brandon, Steinbach, Winkler, Portage la Prairie and every community in Manitoba.
Manitoba mortgage questions
- What is the land transfer tax in Manitoba?
- Manitoba charges a Land Transfer Tax on a sliding scale that reaches 2% on the portion of value above $200,000, payable at closing.
- Are there first-time home buyer programs in Manitoba?
- Manitoba buyers rely on the federal first-time buyer programs; the province does not offer a dedicated land transfer tax rebate.
- Can Kaiu help me understand my mortgage renewal in Manitoba?
- Yes. Kaiu's free mortgage review walks through your renewal date, rate, and home equity, and gives you a plain-language health score and a list of things worth checking — entirely in your browser, with nothing saved or sent anywhere.
- Is Kaiu a mortgage lender or broker in Manitoba?
- No. Kaiu is an independent, educational tool. It does not lend money, broker mortgages, or earn commissions from any lender.