Land transfer & closing costs
New Brunswick charges a Real Property Transfer Tax of 1% of the greater of assessed value or purchase price, payable at closing.
New Brunswick, Canada
A free, independent mortgage guide for New Brunswick
Whether you're buying your first home in Moncton, renewing in Saint John, or just want to understand your mortgage across New Brunswick, Kaiu gives you the numbers — no lender, no broker, no sales pitch.
First-time buyers in New Brunswick
New Brunswick buyers use the federal first-time buyer programs alongside some municipal and provincial housing assistance initiatives.
New Brunswick market snapshot
Moncton and Fredericton remain among the most affordable urban markets in Canada, attracting first-time buyers and remote workers.
This guide applies across Moncton, Saint John, Fredericton, Dieppe, Miramichi and every community in New Brunswick.
New Brunswick mortgage questions
- What is the land transfer tax in New Brunswick?
- New Brunswick charges a Real Property Transfer Tax of 1% of the greater of assessed value or purchase price, payable at closing.
- Are there first-time home buyer programs in New Brunswick?
- New Brunswick buyers use the federal first-time buyer programs alongside some municipal and provincial housing assistance initiatives.
- Can Kaiu help me understand my mortgage renewal in New Brunswick?
- Yes. Kaiu's free mortgage review walks through your renewal date, rate, and home equity, and gives you a plain-language health score and a list of things worth checking — entirely in your browser, with nothing saved or sent anywhere.
- Is Kaiu a mortgage lender or broker in New Brunswick?
- No. Kaiu is an independent, educational tool. It does not lend money, broker mortgages, or earn commissions from any lender.